I’d Like Prettier Teeth; Does Insurance Ever Cover Cosmetic Dentistry?

Cosmetic dentistry has allowed countless patients to achieve their ideal smiles despite unsightly dental flaws such as chips, cracks, gaps, stains, and misshapen teeth. However, these treatments are not usually covered by dental insurance plans since they are not usually considered medically necessary. Here’s a brief guide to a few circumstances that may qualify your cosmetic treatment for some insurance coverage.

Rebuilding Lost Tooth Structure

Severe cracks and chips in your teeth can leave them vulnerable to further injury and infection that may lead to their loss or even dangerous secondary infections like sepsis. In some cases, a cosmetic dental appliance such as a porcelain veneer or a metal-free restoration can rebuild lost dental structure and protect the tooth from further damage. In these circumstances,  insurance plans may cover cosmetic dental treatments by about 50%.

Repairing Your Smile After Gum Disease

Gum disease is an insidious infection that starts out small in the form of easily reversible gingivitis, but it will eventually develop into destructive periodontitis if it is not addressed in time. Periodontitis leads to permanent damage such as gum recession, and this can leave your teeth oversensitive, vulnerable to injury, and more likely to be lost. Sometimes, gum recontouring treatment can be used to rebuild lost gum tissue, which can help preserve your oral health in the long run. The treatment may receive partial coverage in these cases.

What if My Insurance Plan Offers No Coverage for Cosmetic Dentistry?

It’s not uncommon for an individual’s insurance policy to exclude cosmetic dentistry. Thankfully, many cosmetic dentists partner with trusted third-party financiers such as CareCredit to offer patients flexible payment plans that break their bills into easy monthly installments. This can make cosmetic dental treatment much more affordable for patients on a budget.

Cosmetic dentistry can be a marvelous investment in your appearance and confidence, and having a smile you can be proud of may even pay returns over time by opening up new professional and social opportunities. During your consultation, your dentist’s staff will be happy to help you navigate your insurance and financing options so you can more easily fit your treatment into your budget.

About the Practice

Advanced Dental Solutions offers outstanding oral health services to the Pittsburgh community. Led by Drs. Dan Rairigh, Joshua Culver, and Dakota Goodrum, the staff delivers remarkable customer service and effective treatments in a calm and welcoming office environment. Areas of expertise include general, restorative, emergency, and cosmetic dentistry. To schedule your cosmetic dental consultation, contact the office online or dial (412) 854-2310.