Dental Insurance – Pittsburgh, PA
Top-Quality Dental Care at an Affordable Price
If you have dental insurance, you can count your policy as an asset. It can allow you to enjoy top-quality dental care at an affordable price. That is true whether you are looking to maintain your current oral health, or you need some restorative treatments for your smile. But how can you get the most out of your plan? Our Pittsburgh team is here to help. We can assist you as you navigate the details of your benefits. Our goal is to help you get the greatest value possible from your policy! Contact us today to learn more about how we may be able to serve you.
How Dental Insurance Works
Every dental plan comes with its own unique details. Generally speaking, though, many PPO policies provide the following coverage:
- Preventive care, including cleanings, exams, and routine X-rays, is usually 100% covered.
- Minor services, such as fillings and non-surgical extractions, are often up to 80% covered.
- Major services, including crowns, dentures, and some types of oral surgery, are around 50% covered. (Not all plans cover major services.)
- Orthodontia is up to 50% covered under some premium plans.
- Cosmetic services are almost never covered.
Your plan may also come with a number of stipulations, such as a deductible, a waiting period before you can receive coverage for certain services, and an annual maximum.
What Is the Difference Between Dental & Medical Insurance?
Dental insurance applies exclusively to services that benefit oral health. It also has a strong preventive focus, which is why it offers such thorough coverage for services like cleanings and exams. Medical insurance has a broader focus. However, it does not cover basic dental services. In some instances, it might cover certain major procedures, such as some types of oral surgery.
In-Network vs. Out-of-Network
At Advanced Dental Solutions of Pittsburgh, we are pleased to welcome both in-network and out-of-network patients. You can count on us to do all we can to help you maximize your benefits!
In-Network Coverage
If a practice is in-network with your insurance, it simply means that they have a contract that controls prices and seeks to minimize expenses for both patients and the insurance company. We are proud to be in-network with:
- UPMC Dental Advantage
- United Concordia PPO
- Delta Dental PPO
- MetLife PPO Plus
- Guardian PPO
- Aetna PPO
- Cigna PPO
- And many more!
Out-of-Network
PPO dental insurance plans usually allow policyholders to visit any dentist or specialist, even without a referral. Therefore, even if we are not in your network, we invite you to call us to learn how we can help you use your insurance. You may still be able to enjoy many of the same benefits that you would get at an in-network provider!